Mortgage Loan Originator

Company: Trustmark
Location: Panama City
Posted on: May 27, 2023

Job Description:

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.

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  Determine the best loan product for customer
  
  
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  Devise marketing plans to seek referrals from agents and builders
  
  
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  Provide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirements
  
  
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  Complete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etc
  
  
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  Develop referrals from internal and external sources. Maintain relationships with realtors by providing superior service
  
  
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  Originate and promote Trustmark's Community Lending Loans and Products
  
  
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  Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services
  
  
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  Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan products
  
  
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  Eligible for NMLS certification
  
  
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  Thorough knowledge of government and conventional mortgage loan guidelines and requirements
  
  
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  Extensive knowledge of the qualifying variables between mortgage loan products
  
  
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  Ability to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirements
  
  
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  Knowledge of appraisal standards and acceptability
  
  
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  Ability to produce tax return analysis as required by conforming loan guidelines
  
  
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  Must know how to fully disclose and handle all applications according to compliance regulations
  
  
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  Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
  
  
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  Working knowledge of financial compliance and regulatory requirements
  
  
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  Computer skills
  
  
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  Interpersonal Skills
  
  
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  Sales skills
  
  
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  Communication skills
  
  
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  Analytical Skills
  
  
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  Junior college/Two-year college training preferred
  
  
  ID: 2023-16277
  Job Grade: 99
  FLSA Status: Non-Exempt
  Working Hours (ie. 8-5 or 10-2): 8am - 5pm
  External Company Name: Trustmark National Bank
  External Company URL: www.trustmark.com
  Street: 144 Harrison Ave

Keywords: Trustmark, Tallahassee , Mortgage Loan Originator, Other , Panama City, Florida